1. Acceptance of Terms

Welcome to AskAI.guide. By accessing or using our website at askai.guide (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

We reserve the right to modify these Terms at any time. Your continued use of the Service after changes are posted constitutes your acceptance of the modified Terms.

2. Description of Service

AskAI.guide is an AI-powered professional advisory platform that provides guidance across multiple domains:

• Travel planning and recommendations
• Tax advisory (Canadian and USA)
• Financial planning and investment guidance
• Wellness and health coaching
• Legal information and guidance
• Real estate advisory
• Healthcare navigation
• Education and career coaching

The Service is provided free of charge and is supported entirely by advertising revenue.

3. User Responsibilities

3.1 Acceptable Use

You agree to use the Service only for lawful purposes. You must not:

• Attempt to gain unauthorized access to our systems
• Use automated systems (bots, scrapers) to access the Service
• Transmit any malicious code, viruses, or harmful content
• Harass, abuse, or harm other users
• Violate any applicable laws or regulations
• Impersonate any person or entity
• Interfere with the proper functioning of the Service

3.2 Account Security

While we do not currently require account creation, if we implement user accounts in the future, you will be responsible for maintaining the confidentiality of your account credentials.

4. AI-Generated Content Disclaimer

4.1 No Guarantee of Accuracy

All advice, recommendations, and information provided by our Service are generated by artificial intelligence. While we strive for accuracy, we cannot guarantee that:

• All information is current, complete, or accurate
• Recommendations are suitable for your specific situation
• Information regarding regulations, prices, or conditions are up-to-date
• The AI's suggestions are optimal for your needs

4.2 Independent Verification Required

You must independently verify all information provided, including but not limited to:

• Tax regulations, filing requirements, and deductions
• Financial advice and investment recommendations
• Legal information and compliance requirements
• Health and medical information
• Real estate valuations and market conditions
• Travel requirements and restrictions

5. No Professional Advice

The Service provides general information and suggestions only. It does not constitute professional advice in any domain, and should not be relied upon as such. For specific concerns, consult with:

• Licensed tax professionals (CPAs, tax attorneys) for tax matters
• Certified financial advisors for investment and financial planning
• Licensed attorneys for legal matters
• Medical professionals for health-related advice
• Licensed real estate agents for property transactions
• Career counselors and certified coaches for professional guidance

6. Third-Party Content and Links

Our Service may contain links to third-party websites, services, or advertisements. We are not responsible for:

• The content, accuracy, or practices of third-party websites
• Products or services offered by third parties
• Transactions between you and third-party providers
• Third-party privacy policies or data practices

Your interactions with third parties are solely between you and that third party.

7. Advertising

The Service is supported by advertising provided through Google AdSense and other advertising partners. By using the Service, you acknowledge that:

• Advertisements will be displayed throughout the Service
• Ads may be targeted based on your interests and browsing history
• We are not responsible for the content of advertisements
• We do not endorse products or services advertised on our platform

8. Intellectual Property

8.1 Our Content

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are owned by AskAI.guide or its licensors and are protected by copyright, trademark, and other intellectual property laws.

8.2 Your Content

When you submit queries or content to the Service, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and analyze that content for the purpose of providing and improving the Service.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ASKAI.GUIDE AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, data, use, or goodwill
• Financial losses, tax penalties, or legal liabilities
• Reliance on AI-generated information or recommendations
• Actions taken based on information provided by the Service
• Damages resulting from third-party products or services

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED $100 USD OR THE AMOUNT YOU PAID TO USE THE SERVICE (WHICH IS $0), WHICHEVER IS GREATER.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability, fitness for a particular purpose, or non-infringement
• Warranties that the Service will be uninterrupted, secure, or error-free
• Warranties regarding the accuracy, reliability, or completeness of content
• Warranties that defects will be corrected

11. Indemnification

You agree to indemnify, defend, and hold harmless AskAI.guide and its affiliates from any claims, liabilities, damages, losses, and expenses (including legal fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another party
• Your decisions or actions based on the Service

12. Service Availability

We reserve the right to:

• Modify, suspend, or discontinue the Service at any time
• Refuse service to anyone for any reason
• Limit or restrict access to certain features
• Remove or modify content without notice

We are not liable for any modification, suspension, or discontinuation of the Service.

13. Termination

We may terminate or suspend your access to the Service immediately, without prior notice, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will immediately cease.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where AskAI.guide operates, without regard to conflict of law principles.

Any disputes arising from these Terms or the Service shall be resolved through binding arbitration, except that either party may seek injunctive relief in court for intellectual property violations.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and AskAI.guide regarding the Service and supersede all prior agreements and understandings.

17. Contact Information

If you have any questions about these Terms, please contact us: