Real Estate Market Data & Housing Statistics
Access reliable real estate market data from official government sources. Track housing prices, inventory levels, mortgage rates, and market trends for informed decision-making in the US and Canadian real estate markets.
Data Sources: All resources listed below are from official government agencies, central banks, and authorized data providers to ensure accuracy and reliability.
United States Market Data Sources
U.S. Census Bureau - New Residential Sales
Official government data on new home sales, prices, and inventory.
- • Monthly new home sales data by region
- • Median and average sales prices
- • Inventory levels and months of supply
- • Sales by stage of construction
- • Historical data dating back decades
U.S. Census Bureau - New Residential Construction
Housing starts, building permits, and completions data.
- • Monthly housing starts by region
- • Building permits issued
- • Construction completions
- • Single-family vs. multi-family breakdowns
FHFA House Price Index (HPI)
Broad measure of movement of single-family house prices from the Federal Housing Finance Agency.
- • National, state, and metro area price indices
- • Quarterly and annual price change data
- • Downloadable datasets and interactive tools
- • Based on repeat sales and refinancing data
National Association of Realtors (NAR) - Research & Statistics
Comprehensive existing home sales data and market analysis.
- • Monthly existing home sales reports
- • Pending home sales index
- • Metro area median prices
- • Affordability index
- • Buyer and seller profiles
Federal Reserve Economic Data (FRED) - Housing
Comprehensive economic database from Federal Reserve Bank of St. Louis with extensive housing data.
- • Median sales prices by region
- • Housing affordability indices
- • Mortgage rates historical data
- • Homeownership rates
- • Custom data visualization and downloads
HUD - Housing Market Data
U.S. Department of Housing and Urban Development market indicators.
- • FHA housing market data
- • Foreclosure statistics
- • Fair market rents by area
- • Housing counseling outcomes
FHFA - Conforming Loan Limits
Annual conforming loan limit data by county.
- • Current year loan limits
- • High-cost area adjustments
- • Historical limit data
- • Searchable by county/metro area
Canada Market Data Sources
CMHC - Housing Market Data
Canada Mortgage and Housing Corporation - primary source for Canadian housing market data.
- • Housing starts and completions
- • Average and median home prices by city
- • Rental market statistics
- • Housing market assessments
- • Mortgage and housing market trends
- • Interactive data tables and visualization tools
Statistics Canada - Housing Statistics
Official national statistical agency housing data.
- • New Housing Price Index (NHPI)
- • Residential property price data
- • Homeownership rates
- • Housing affordability metrics
- • Census housing data
Bank of Canada - Interest Rates
Official benchmark rates and mortgage rate data.
- • Policy interest rate (overnight rate)
- • Conventional mortgage rates (5-year)
- • Historical rate data and trends
- • Rate announcements and explanations
Canadian Real Estate Association (CREA) - Market Stats
National real estate trade association market statistics.
- • Monthly national home sales
- • MLS Home Price Index (HPI)
- • Average and median prices by city
- • Sales-to-new listings ratio
- • Months of inventory
- • National housing market forecast
Provincial Real Estate Board Data
Local market data from provincial and city real estate boards.
- • Toronto Regional Real Estate Board (TRREB)
- • Real Estate Board of Greater Vancouver (REBGV)
- • Calgary Real Estate Board
- • Montreal Real Estate Board
- • Search for your local board for specific market data
Mortgage Rate Data
United States
Freddie Mac Primary Mortgage Market Survey (PMMS)
Weekly national average mortgage rates for 30-year, 15-year, and adjustable-rate mortgages. Most widely cited mortgage rate benchmark in the US.
Federal Reserve - Selected Interest Rates (H.15)
Daily, weekly, monthly, and annual interest rates including mortgages, Treasury securities, and other rates.
Canada
Bank of Canada - Mortgage Rates
Weekly conventional mortgage rates (5-year rate), posted rates from major banks, and historical data.
Key Housing Market Indicators Explained
Median Home Price
The middle value when all home sale prices are arranged from lowest to highest. Half of homes sold for more, half for less. Better indicator than average price as it's less affected by outliers.
Months of Inventory
Number of months it would take to sell all current homes listed for sale at the current sales pace. Under 6 months = seller's market (favors sellers). Over 6 months = buyer's market (favors buyers).
Days on Market (DOM)
Average number of days homes stay listed before selling. Lower DOM indicates strong demand and competitive market. Higher DOM suggests slower market with more negotiating power for buyers.
List Price to Sale Price Ratio
Percentage of list price achieved at sale. Over 100% means homes selling above asking (hot market). Under 100% indicates buyers negotiating below asking price (cooler market).
Housing Affordability Index
Measures whether median household income is sufficient to qualify for mortgage on median-priced home. Index of 100 = median income household can exactly afford median home. Above 100 = more affordable. Below 100 = less affordable.
Housing Starts
Number of new residential construction projects that began during a period. Leading indicator of overall housing market health and future supply.
How to Use Market Data Effectively
For Home Buyers:
- • Compare median prices in target neighborhoods to your budget
- • Check months of inventory to gauge negotiating power
- • Monitor mortgage rate trends to time your purchase
- • Review days on market to set realistic expectations
- • Use affordability indices to assess long-term sustainability
For Home Sellers:
- • Research recent comparable sales in your area
- • Check average DOM to set listing strategy
- • Review sale-to-list ratios to price competitively
- • Monitor inventory levels to time your listing
- • Track market trends to adjust pricing if needed
Important Considerations:
- • National data may not reflect your local market
- • Always drill down to metro/city/neighborhood level when possible
- • Look at trends over time, not just single data points
- • Seasonal patterns affect housing data (spring/summer typically busiest)
- • Combine multiple data sources for comprehensive market view
Additional Market Research Tools
- HUD Fair Market Rents (FMRs)
Rental market data by area, useful for comparing rent vs. buy decisions
- U.S. Census QuickFacts
Demographic and economic data for cities and counties
- Statistics Canada Census Data
Population, housing, and economic data for Canadian communities
Stay Informed About Your Market
Understanding real estate market data empowers you to make informed decisions whether buying, selling, or investing in property. Bookmark these official data sources and check them regularly to stay current on market conditions. Our AI Real Estate Advisor can help interpret market data for your specific situation.
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